Imagine you booked a nonrefundable two-week vacation to Costa Rica for $3,000 ($800 flight, $1,700 hotel and $500 in excursions), and three days before departure, you are injured in a car accident. You spend two days in the hospital and your doctor advises you not to travel. If you’ve purchased a policy that includes trip cancellation coverage, you’ll receive a refund for the entire prepaid amount since accidental injuries that result in medically imposed restrictions certified by a doctor qualify as a covered reason.
Does Chase travel insurance apply if I pay for my trip with Ultimate Rewards points?
![a large passenger jet flying through a blue sky](https://www.msn.com/en-us/money/other/tpg-reader-question-does-chase-travel-insurance-apply-if-i-pay-for-my-trip-with-ultimate-rewards-points/{"default":{"load":"default","w":"80","h":"53","src":"//img-s-msn-com.akamaized.net/tenant/amp/entityid/BB1dhZN0.img?h=533&w=799&m=6&q=60&o=f&l=f"},"size3column":{"load":"default","w":"62","h":"42","src":"//img-s-msn-com.akamaized.net/tenant/amp/entityid/BB1dhZN0.img?h=417&w=624&m=6&q=60&o=f&l=f"},"size2column":{"load":"default","w":"62","h":"42","src":"//img-s-msn-com.akamaized.net/tenant/amp/entityid/BB1dhZN0.img?h=417&w=624&m=6&q=60&o=f&l=f"}})
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The ongoing coronavirus pandemic has caused one of the greatest disruptions in commercial travel, with unprecedented restrictions and a number of well-known airlines filing for bankruptcy protection. Whether or not
![a group of people standing around a bag of luggage: Travellers wait in line for a charter flight coordinated by the United States embassy to take them back home, at the La Aurora international airport in Guatemala City on March 23, 2020. - The United States is trying to repatriate some 13,500 Americans stranded overseas by the coronavirus pandemic but does not believe it can reach all of them, the State Department said Monday. (Photo by Johan ORDONEZ / AFP) (Photo by JOHAN ORDONEZ/AFP via Getty Images)](https://www.msn.com/en-us/news/us/how-much-covid-19-protection-does-travel-insurance-offer-in-2021/{"default":{"load":"default","w":"80","h":"45","src":"//img-s-msn-com.akamaized.net/tenant/amp/entityid/BB1dd8lg.img?h=450&w=799&m=6&q=60&o=f&l=f"},"size3column":{"load":"default","w":"62","h":"35","src":"//img-s-msn-com.akamaized.net/tenant/amp/entityid/BB1dd8lg.img?h=352&w=624&m=6&q=60&o=f&l=f"},"size2column":{"load":"default","w":"62","h":"35","src":"//img-s-msn-com.akamaized.net/tenant/amp/entityid/BB1dd8lg.img?h=352&w=624&m=6&q=60&o=f&l=f"}})
